sepa/pain/payment_information.go

package pain

import (
	"fmt"
	"strings"
)

type PmtInf struct {
	Id              string         `xml:"PmtInfId"`
	Method          string         `xml:"PmtMtd"`
	PaymentMeta     PmtTpInf       `xml:"PmtTpInf"`
	CollectionDate  string         `xml:"ReqdColltnDt"`
	Creditor        Cdtr           `xml:"Cdtr"`
	CreditorAccount CdtrAcct       `xml:"CdtrAcct"`
	CreditorAgent   CdtrAgt        `xml:"CdtrAgt"`
	SchemeId        CdtrSchmeId    `xml:"CdtrSchmeId"`
	Transactions    []DrctDbtTxInf `xml:"DrctDbtTxInf"`
}

func (pmt *PmtInf) Valid() error {
	var err []string
	if !SEPARegexps["PmtInfId"].MatchString(pmt.Id) {
		err = append(err, "payment info id does not match expected format")
	}
	if !SEPARegexps["PmtMtd"].MatchString(pmt.Method) {
		err = append(err, "payment method does not match expected format")
	}
	if e := pmt.PaymentMeta.Valid(); e != nil {
		err = append(err, fmt.Sprintf("payment meta not valid: %v", e))
	}
	if !SEPARegexps["ReqdColltnDt"].MatchString(pmt.CollectionDate) {
		err = append(err, "payment collection date does not match expected format")
	}
	if e := pmt.Creditor.Valid(); e != nil {
		err = append(err, fmt.Sprintf("payment creditor not valid: %v", e))
	}
	if e := pmt.CreditorAccount.Valid(); e != nil {
		err = append(err, fmt.Sprintf("payment creditor account not valid: %v", e))
	}
	if e := pmt.CreditorAgent.Valid(); e != nil {
		err = append(err, fmt.Sprintf("payment creditor agent not valid: %v", e))
	}
	if e := pmt.SchemeId.Valid(); e != nil {
		err = append(err, fmt.Sprintf("payment scheme id not valid: %v", e))
	}
	if len(pmt.Transactions) == 0 {
		err = append(err, fmt.Sprintf("need at least 1 transaction"))
	}

	if len(err) > 0 {
		return fmt.Errorf("payment info (Id: %q) not valid: %v", pmt.Id, strings.Join(err, ", "))
	}
	return nil
}

type PmtTpInf struct {
	ServiceLevel    Code   `xml:"SvcLvl"`
	LocalInstrument Code   `xml:"LclInstrm"`
	SequenceType    string `xml:"SeqTp"`
}

type Cdtr struct {
	Name          string  `xml:"Nm"`
	PostalAddress PstlAdr `xml:"PstlAdr"`
}

func (c *Cdtr) Valid() error {
	var err []string
	if !SEPARegexps["Nm"].MatchString(c.Name) {
		err = append(err, "creditor name does not match format")
	}
	if e := c.PostalAddress.Valid(); e != nil {
		err = append(err, fmt.Sprintf("creditor postal address not valid: %v", e))
	}

	if len(err) > 0 {
		return fmt.Errorf("creditor (Nm: %q) not valid: %v", c.Name, strings.Join(err, ", "))
	}
	return nil
}

type AdrLine string
type PstlAdr struct {
	Country      string    `xml:"Ctry"`
	AddressLines []AdrLine `xml:"AdrLine"`
}

func (p *PstlAdr) Valid() error {
	var err []string
	if !SEPARegexps["Ctry"].MatchString(p.Country) {
		err = append(err, "country does not match format")
	}
	if len(p.AddressLines) > 2 {
		err = append(err, "expected at most 2 address lines")
	}
	for i, line := range p.AddressLines {
		if !SEPARegexps["AdrLine"].MatchString(string(line)) {
			err = append(err, fmt.Sprintf("address line %d (%q) does not match format", i, line))
		}
	}

	if len(err) > 0 {
		return fmt.Errorf("address not valid: %v", strings.Join(err, ", "))
	}

	return nil
}

type CdtrAgt struct {
	InstitutionId FinInstnId `xml:"FinInstnId"`
}

func (c *CdtrAgt) Valid() error {
	return c.InstitutionId.Valid()
}

type FinInstnId struct {
	BIC string `xml:"BIC"`
}

func (f *FinInstnId) Valid() error {
	if !SEPARegexps["BIC"].MatchString(f.BIC) {
		return fmt.Errorf("BIC not in expected format")
	}
	return nil
}

type CdtrSchmeId struct {
	Id PartyIdSEPA3 `xml:"Id"`
}

func (c *CdtrSchmeId) Valid() error {
	return c.Id.Valid()
}